贷款市场报价利率（Loan Prime Rate） | 数据来源：中国人民银行 | 更新日期：2026年7月20日
| 调整日期 | 1年期 LPR | 5年期以上 LPR | 说明 |
|---|---|---|---|
| 2026-07-20 | 3.10% | 3.60% | 最新 |
| 2026-06-20 | 3.10% | 3.60% | |
| 2026-05-20 | 3.10% | 3.60% | |
| 2026-04-20 | 3.10% | 3.60% | |
| 2026-03-20 | 3.10% | 3.60% | |
| 2026-02-20 | 3.10% | 3.60% | |
| 2026-01-20 | 3.10% | 3.60% | |
| 2025-12-20 | 3.10% | 3.60% | |
| 2025-11-20 | 3.10% | 3.60% | |
| 2025-10-21 | 3.10% | 3.60% | 下调 均降 0.25% |
| 2025-09-20 | 3.35% | 3.85% | |
| 2025-08-20 | 3.35% | 3.85% | |
| 2025-07-22 | 3.35% | 3.85% | 下调 均降 0.10% |
| 2025-06-20 | 3.45% | 3.95% | |
| 2025-05-20 | 3.45% | 3.95% | |
| 2025-04-21 | 3.45% | 3.95% | |
| 2025-03-20 | 3.45% | 3.95% | |
| 2025-02-20 | 3.45% | 3.95% | |
| 2025-01-20 | 3.45% | 3.95% | |
| 2024-12-20 | 3.45% | 3.95% | |
| 2024-11-20 | 3.45% | 3.95% | |
| 2024-10-21 | 3.10% | 3.60% | 下调 均降 0.25% |
| 2024-09-20 | 3.35% | 3.85% | |
| 2024-08-20 | 3.35% | 3.85% | |
| 2024-07-22 | 3.35% | 3.85% | 下调 均降 0.10% |
| 2024-06-20 | 3.45% | 3.95% | |
| 2024-05-20 | 3.45% | 3.95% | |
| 2024-04-22 | 3.45% | 3.95% | |
| 2024-03-20 | 3.45% | 3.95% | |
| 2024-02-20 | 3.45% | 3.95% | 下调 1Y降0.25% |
| 2024-01-22 | 3.45% | 4.20% | |
| 2023-12-20 | 3.45% | 4.20% | |
| 2023-11-20 | 3.45% | 4.20% | |
| 2023-10-20 | 3.45% | 4.20% | |
| 2023-09-20 | 3.45% | 4.20% | |
| 2023-08-21 | 3.45% | 4.20% | 下调 1Y降0.10% |
| 2023-07-20 | 3.55% | 4.20% | |
| 2023-06-20 | 3.55% | 4.20% | 下调 1Y降0.10% |
| 2023-05-22 | 3.65% | 4.30% | |
| 2023-04-20 | 3.65% | 4.30% | |
| 2023-03-20 | 3.65% | 4.30% | |
| 2023-02-20 | 3.65% | 4.30% | |
| 2023-01-20 | 3.65% | 4.30% | |
| 2022-12-20 | 3.65% | 4.30% | |
| 2022-11-21 | 3.65% | 4.30% | |
| 2022-10-20 | 3.65% | 4.30% | |
| 2022-09-20 | 3.65% | 4.30% | |
| 2022-08-22 | 3.65% | 4.30% | 下调 1Y降0.05%, 5Y降0.15% |
| 2022-07-20 | 3.70% | 4.45% | |
| 2022-06-20 | 3.70% | 4.45% | |
| 2022-05-20 | 3.70% | 4.45% | 下调 5Y降0.15% |
| 2022-04-20 | 3.70% | 4.60% | |
| 2022-03-21 | 3.70% | 4.60% | |
| 2022-02-21 | 3.70% | 4.60% | |
| 2022-01-20 | 3.70% | 4.60% | 下调 1Y降0.10%, 5Y降0.05% |
| 2021-12-20 | 3.80% | 4.65% | 下调 1Y降0.05% |
| 2021-11-22 | 3.85% | 4.65% | |
| 2021-10-20 | 3.85% | 4.65% | |
| 2021-09-22 | 3.85% | 4.65% | |
| 2021-08-20 | 3.85% | 4.65% | |
| 2021-07-20 | 3.85% | 4.65% | |
| 2021-06-21 | 3.85% | 4.65% | |
| 2021-05-20 | 3.85% | 4.65% | |
| 2021-04-20 | 3.85% | 4.65% | |
| 2021-03-22 | 3.85% | 4.65% | |
| 2021-02-20 | 3.85% | 4.65% | |
| 2021-01-20 | 3.85% | 4.65% | |
| 2020-12-21 | 3.85% | 4.65% | |
| 2020-11-20 | 3.85% | 4.65% | |
| 2020-10-20 | 3.85% | 4.65% | |
| 2020-09-21 | 3.85% | 4.65% | |
| 2020-08-20 | 3.85% | 4.65% | |
| 2020-07-20 | 3.85% | 4.65% | |
| 2020-06-22 | 3.85% | 4.65% | |
| 2020-05-20 | 3.85% | 4.65% | |
| 2020-04-20 | 3.85% | 4.65% | 下调 1Y降0.20%, 5Y降0.10% |
| 2020-03-20 | 4.05% | 4.75% | |
| 2020-02-20 | 4.05% | 4.75% | 下调 1Y降0.10%, 5Y降0.05% |
| 2020-01-20 | 4.15% | 4.80% | |
| 2019-12-20 | 4.15% | 4.80% | |
| 2019-11-20 | 4.15% | 4.80% | 下调 1Y降0.05%, 5Y降0.05% |
| 2019-10-21 | 4.20% | 4.85% | |
| 2019-09-20 | 4.20% | 4.85% | 下调 1Y降0.05% |
| 2019-08-20 | 4.25% | 4.85% | 首次 LPR改革后首次发布 |